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partners for life

Articles by Justin McMillan

Super Contribution Caps Set to Increase on 1 July 2024

April 17th, 2024

As the end of the financial year approaches, Australians will soon have an opportunity to significantly boost their retirement savings thanks to the upcoming increase in super contribution caps, effective from 1 July. While there are a number of different routes through which you can add value and funds to your retirement, additional super contributionsread more

Financial Advisers: Your Partners in Wealth (Part Three – Optimising Tax, Super, and Beyond)

November 1st, 2023

In the first two parts of this series, we touched on the fact that the scope of a financial adviser's role has evolved beyond simply managing investments, now taking on a more holistic, comprehensive approach to serve the complex needs of clients. This evolution includes offering guidance on emotional financial decisions, like planning for Agedread more

Financial Advisers: Your Partners in Wealth (Part Two – A “Money Mentor”)

October 23rd, 2023

In today's volatile markets, advisers play a crucial role in helping clients navigate not only the technical aspects of finance but also the emotional rollercoaster of investing, filling the role of a "money mentor". Unexpected events, such as the global COVID-19 pandemic, the Ukraine crisis, the US banking debacle, and surging interest rates, have repeatedlyread more

Financial Advisers: Your Partners in Wealth (Part One – The Foundation of Smart Investing)

October 4th, 2023

In a world filled with financial challenges and uncertainties, having a trusted financial adviser makes a significant difference in achieving your long-term financial goals. As we navigate through the spectre of a global recession and rising inflation in 2023 and beyond, the importance of financial advice has never been more evident. Just three years followingread more

Securing the Next Generation’s Financial Future

April 21st, 2023

You’ve worked hard, made smart financial decisions, and are living comfortably on the wealth you’ve accumulated – but what about the next generation? For many of us, a primary motivator behind growing and securing wealth is looking after our family, so that even after we’re gone, they have a secure financial future to look forwardread more

Preparing for Retirement – Financially and Beyond

March 25th, 2022

As we get a little older and start preparing for retirement - the exact picture we have in our head about what retirement looks like will differ from person to person. It might be travelling the world, spending time volunteering, or pursuing projects that are too time-consuming to tackle while you’re working. Regardless of howread more

My Term Deposit is About to Mature – What are my Options?

February 19th, 2021

Term deposits have been a staple of many people’s wealth portfolio for a long time. However, with interest rates slashed in recent years, we are now seeing the banks (especially the “Big 4”) offering miserly interest rates of around 0.5% per annum. This is now lower than the rate of inflation, so term deposit investorsread more

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