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UK Pensions Conversations: The State of Retirement
March 28th, 2013Prospects for some are going down the tubes... UK STATE PENSION “TOP UP” Sweeping changes to the State Pension announced this month will see millions of pensioner’s worse off, according to the Government’s own figures. The flat payment of £144 from 2017 will mean the removal of the second pension – S2P (from the additionalread more
SMSF Investment Strategies Must Now Consider Insurance
March 28th, 2013As part of the Government’s stronger super reforms, SMSF trustees must, from 7 August 2012, consider and regularly review whether they should hold insurance for members as part of the fund’s investment strategy. To determine the level and type of cover, trustees should be taking into account the personal circumstances of the members, as wellread more
Five Expensive But Avoidable Financial Mistakes
March 28th, 2013The road to financial freedom has many potholes. Here are some of the most common with help on how to avoid them. Too little too late – The government has deliberately set up our superannuation system to favour those start who early and stay on track. Those who leave it to the last minute often do soread more
Interest in Advance – Property Investors
March 28th, 2013Interest - in - Advance (IOA) is a repayment option that offers fixed rate Investment Property Loan customers an interest rate discount for paying 12 months’ worth of interest up-front. Effectively bringing forward your next 12 months interest repayments to pay in one lump sum during the final week of this financial year. This amount canread more
Is your bank doing the right thing and looking after you?
March 28th, 2013Do you know you could save $$$ thousands on interest ?? Some banks want your business and are willing to discount rates and/or pay for switching costs to get it. MPM Finance Our finance division offers a comprehensive finance consultancy to business owners, Investors and Individuals. For example, we can initiate competitive tendering processes toread more
Borrowing to Purchase Property in Your SMSF
March 28th, 2013Property investing through your self-managed superannuation fund (SMSF) can be a great way to create wealth for your retirement. By investing in property, you can diversify your super investments. Also, any income from the investment property, including capital gains, will be taxed at concessional rates, so you should end up saving money in the longread more
Schoolkids Bonus
March 28th, 2013The new SchoolKids Bonus, which replaces the Education Tax Refund, starts on 1 January 2013 and will be paid each January and July. The SchoolKids Bonus will be paid in two instalments, totalling $410 for each primary school child and $820 for each secondary school child per year. See your tax agent to find outread more
Changes to the Superannuation Guarantee (SG) Regime
March 28th, 2013From 1 July 2013 the SG rate will gradually increase each financial year until it reaches 12% in 2019. The first increment applies from 1 July 2013 when the SG rate increase from 9% to 9.25%. If you are an employer, we suggest you update your payroll and accounting systems to apply the appropriate increase toread more
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