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Small Business – Big Risks
October 25th, 2012Protecting your growing business When you are a small business owner, your heart and soul goes into your business. It’s your baby. And there is a lot at stake both emotionally and financially. Business debts, running costs, employee wages – they all depend on your ability to keep working. Then there is your household expenses,read more
Buy Sell Agreements
October 25th, 2012Ask yourself this question... “If your business partner dies, what will happen to their share of the business? Who will inherit or take over their shareholding? How would I afford to buy their share?” In the absence of any specific arrangements the shareholding is likely to be dealt with in accordance with their Will, andread more
Basic Guide to Refinancing
October 25th, 2012Refinancing your home loan can bring you substantial benefits. We can work out if it is the right choice for you. “Refinancing” is the process to change your home loan to suit your changing needs and take advantage of better opportunities. As home loans have added extra features, more and more clients have decided there’sread more
We Wish to Thank You Very Much for All You Have Done
October 25th, 2012Here at McKinley Plowman we greatly appreciate your feedback, whether it is good or bad. Below is the most recent client feedback we have received for Paul Moran. Graeme & Dana Wakeford - Owners Autobahn Midland Graeme and I wish to thank you very much for your hard work and effort for us in obtainingread more
UK Pensions face ‘Death Spiral’
October 25th, 2012The Bank of England’s policy of quantitative easing has done “irreparable damage” to Britain’s final salary pension schemes, a leading economist has said. While the Bank has made no extension to its QE programme, it’s policy of forcing down long-term interest rates has caused huge problems for the pension schemes of many firms, according toread more
Taxable Payments Reporting for Building and Construction Industry
October 25th, 2012If you are in the building and construction industry and you have an Australian Business Number (ABN), you may need to report certain payments you make to contractors for certain building and construction services. You need to report certain details in relation to the contractor to whom you make payments, including their ABN, name, addressread more
Private Health Insurance Rebate and Medicare Levy Surcharge Changes
October 25th, 2012From 1 July 2012, access to the private health insurance rebate becomes means tested by reference to how much income an individual earns. Not all taxpayers will be entitled to the 30% rebate. Some higher income -earning taxpayers will be entitled to a lesser rebate amount and individuals and families whose income is higher thanread more
SMSF Trustees Must Consider Personal Insurance
October 25th, 2012The government has now passed legislation that requires trustees of SMSF to consider whether insurance is required for the members of the fund as part of the investment strategy of the fund. The government's explanatory statement says that this change “will ensure that members consider their personal circumstances in regards to their need for insurance coverread more
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