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Finance

The Rise in the Interest Rates in the Bank Sector

October 24th, 2015

The Australian Prudential Regulation Authority (APRA) has recently implemented some changes on the lending policies within the banking sector in the country. The investment and interest only lending has been reviewed closely by APRA resulting in amendments to bank rates, repayment options, lending ratios, mortgage discounts and assessment of borrowing power policies. Banks are nowread more

Important Changes to the First Home Owners Grant

October 5th, 2015

Please be aware that the First Home Owner Grant of up to $3,000 for the purchase of established homes in Western Australia has been removed as of 03 October 2015. The first home owner grant (FHOG) is a one-off grant payable to first home owners that satisfy all the eligibility criteria. The 2015-16 State Budgetread more

Understanding Our Behaviour… Why We Make Terrible Investors!!

September 28th, 2015

Much of the economic, investment and financial theory is based on the underpinning that people act rationally.  However, a growing area of research has emerged in behavioural finance that shows rational behaviour doesn’t rule and unfortunately, is an impediment to us enjoying financial success. The following are 6 of the key insights into our behaviourread more

Understand the Ups and Downs of The Australian Stock Market

August 26th, 2015

Overview The last few weeks - and especially the last few days - have seen an extraordinary level of instability and volatility in global financial markets – especially in equities and some emerging market (EM) currencies. Key factors behind the market volatility Much of what has taken place in global financial markets in recent days/weeksread more

MPM Finance – What can we do for your business?

July 20th, 2015

We have helped many different businesses achieve great results through our practical and innovative process, which is designed to save you money! Many clients have benefited from our (Free) Competitive Tendering Process, where we have the banks bid for your business as we have access to a large list of business lenders.  Our clients haveread more

Greece Votes No – Its Effects and What’s Next

July 6th, 2015

Greece votes 'No' — rejecting the bailout aid offered by its international creditors  on the referendum held on 5 July 2015, Sunday. More than 61% of the Greeks voted against the offer of its creditors which includes further assistance but also tax increases and pension cuts. The European Central Bank (ECB), European Union Commission and theread more

Whats in the Federal Budget for SMSFs?

May 28th, 2015

Fortunately nothing major with most of the changes having already been flagged by the media. Having said that there are a number of items that will impact some people which are not directly in relation to superannuation and we encourage you to read on... Social Security Income Test – Defined Benefit Pensions For individuals who areread more

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