The days when the only home loan available was a principal and interest arrangement paid by the month are long gone. Home buyers now face a bounty of borrowing options  and choosing the right on for your situation starts with understanding the different terminology. Here’s our guide to what all the loan labels mean.... VARIABLEread more

Hi Nigel We would just like to say a HUGE thank you to you for helping us over the last couple of weeks and we really appreciate your help with the declaration for our loan, without it, we would not have our own home again,  you have no idea how much we appreciate your helpread more

Chances are that if you’ve suddenly landed a mining job and experienced a dramatic rise in income, your lifestyle is changing. The higher income can be liberating if you’ve struggled to meet expenses on Perth-based earnings, however, a sudden rise in salary also brings issues that must be carefully managed. Jo Naquesage, Business Risk Manager,read more

The road to financial freedom has many potholes. Here are some of the most common with help on how to avoid them. Too little too late – The government has deliberately set up our superannuation system to favour those start who early and stay on track. Those who leave it to the last minute often do soread more

The Reserve Bank has announced that interest rates will remain on hold at 3%. There are some expectations by economists that the Reserve Bank could announce another cut in the next couple of months and, by later in the year, interest rates could start to rise. The federal election will cause some uncertainty for manyread more

In the early months of the financial year, the economic scene is sluggish, with lower than normal economic growth, low inflation and a cut in interest rates. There are still major problems in certain business activities and locations around Australia. The key areas for small business operators to monitor are: Growth of the Economy (GDPread more