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Managing the Debt Drain – the Critical Issues for Small Business
March 5th, 2017February and March are traditionally the worst cashflow months for small business – the Christmas rush is over, the Business Activity Statement is due, and payments slow down with a dip in consumer spending. You might be ok but your customers could be under pressure and often whoever wields the most influence gets paid first.read more
Penalty Rates and the Impact of Change
March 4th, 2017The Fair Work Commission (FWC) has moved to cut Sunday and public holiday penalty rates. Flagged back in 2014, the review into penalty rates was part of the FWC’s four yearly review of all Modern Awards. Hearings, submissions and reviews have been ongoing since 2015. The outcome of that process (see AM2014/305 Penalty rates case)read more
Thinking of Investing in Property? It’s Time to Consider Using a Broker
March 3rd, 2017Buying a home or investing in property can be one of the most exciting, yet daunting events in one’s life. It does not only involve choosing an ideal location, but it also requires careful planning to find the best loan and establish the right financing strategies. If you are not sure of what you’re doing,read more
Changes to Fringe Benefits Tax (FBT)
March 3rd, 2017A reminder that another FBT year comes to a close on 31 March 2017. There have been several minor changes in the FBT arena this year, the most notable include changes in the treatment of some electronic devices and meal entertainment for not-for-profit organisations. Limit on Electronic Devices Lifted Since 1 April 2016, employers of smallread more
The Count Report Autumn 2017 Edition
February 24th, 2017In this 2017 Autumn edition of The Count Report, ‘What is? Investment terms explained’ looks at a few key terms that every investor should know, especially when you want to learn more but may not know where to begin. ‘Seven ways to get more out of retirement’ looks at how leaving the workforce is justread more
Thinking of buying a business? Consider these things first!
February 24th, 2017Many people dream of becoming a business owner as it can be both personally and financially rewarding. There are options to consider regarding the type of business, for example starting from scratch to establish a brand new business or buying an already existing business. When the time comes for you to purchase your business, youread more
Increase Contributions at Lower Class 2 Rates to Maximise Your UK Pension
February 16th, 2017If you have ever worked in the UK then you will have paid National Insurance contributions. These contributions are paid by workers and employers towards the cost of certain state benefits, one of which is the State Pension. When you left the UK you may have filed away a letter from HMRC which confirmed howread more
5 Steps in creating a personal budget that works
February 12th, 2017One of the most important foundations to Financial Success is getting control over your finances to pay down debt faster, and/or accelerate your savings capacity. The first and most vital step towards this is creating a personal budget. A budget allows you to gain visibility with money in (income) and money out (expenses) and makeread more
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