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Posts Tagged ‘loans’
WA Property Market Update December 2023 & Year in Review
December 15th, 2023As the year 2023 draws to a close, and with a welcome announcement of no interest rate changes from the RBA in December, it's time to reflect on the dynamics of the Western Australian property market. Let’s have one last look at the WA Property Market for 2023, review the year, and look ahead toread more
WA Property Market Update November 2023
November 29th, 2023In case you missed it – following several months of welcomed interest rate stability, the Reserve Bank (RBA) opted to increase the cash rate by a further 25 basis points in early November. Their campaign to rein in inflation continues, and this latest increase marks the 13th such upwards move in 18 months – comingread more
WA Property Market Update October 2023
October 30th, 2023In light of recent distressing events in the Middle East, Australia, although geographically distant, braces for the inevitable economic impact, particularly a potential surge in energy prices. This global unrest emerges during a time when we had otherwise anticipated stability, particularly regarding interest rates, with speculation of potential rate cuts in 2024. However, the prevailingread more
WA Property Market Update September 2023
September 29th, 2023As we transition out of September and into the last quarter of 2023, the Western Australian property market demonstrates a dynamic landscape for prospective buyers and investors. We’ve now seen three consecutive months of the RBA holding interest rates steady (currently at 4.10%), and with it a sense of calm and increased economic certainty. Theread more
WA Property Market Update August 2023
August 29th, 2023In the ever-evolving Australian property market, the echoes of national macro-economic factors reverberate throughout each region, and prospective buyers, investors, and homeowners find themselves amidst a landscape marked by both challenges and opportunities. The relationship between inflation, interest rates, and supply-demand dynamics combine to shape the course of the residential and industrial property sectors alike.read more
Understanding Near-Prime and Non-Conforming Specialist Loans
June 14th, 2023If you’ve ever applied for a loan, particularly a mortgage, you’ll be aware of the hoops you’re required to jump through to get a loan approved by a lender, even if you decide to go with a broker. There are documents to provide, budgets to complete, and often a significant deposit to put down. Theread more
WA Property Market Update May 2023
May 25th, 2023The end of the first half of 2023 is nearly upon us, and with it, the WA Property Market Update for May 2023. A slightly unexpected 25 basis point interest rate rise from the Reserve Bank of Australia (RBA) in May has seemingly not hampered the positive momentum of the broader property markets around Australia.read more
Another ATO Rental Property Crackdown
May 5th, 2023Just as they did in 2019, the ATO are launching a campaign to target rental property owners who incorrectly report income and expenses. Data-matching efforts have identified a tax gap of approximately $1 billion, and unsurprising are looking to recoup those funds. Financial institutions are now obliged to share data with the ATO, and thereread more
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